UK Mortgage Glossary
SA302
HMRC tax calculation summary used for self-employed mortgages.
Full definition
A summary of your tax calculation produced by HMRC after you submit a self-assessment tax return. UK mortgage lenders typically require 2 years of SA302s plus matching Tax Year Overviews to verify self-employed income.
How this affects you
Whether sa302 is relevant to your mortgage depends on your circumstances — lender, product, deposit, employment, credit profile, and stage of application. An FCA-authorised mortgage broker will tell you exactly where it applies to your case.
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