Mortgage broker vs going direct
Compare access, fees, support and limitations.
Read guideBroker selection guide
How to compare UK mortgage brokers
A brand ranking cannot tell you which adviser is suitable for your case. Compare the regulated firm, market coverage, case experience, fees and service you will actually receive.
Six checks before choosing a broker
Regulatory status
Verify the advice firm and its permissions with the FCA Firm Checker or Financial Services Register.
Market scope
Ask whether the adviser uses one lender, a limited panel, a representative panel or a whole-of-market service, and what is excluded.
Relevant experience
Check whether the adviser regularly handles your income type, credit history, property and purchase route.
Total fees
Get the amount, payment timing, refund position and lender commission disclosure in writing.
Service model
Confirm who advises, who handles the application, how updates work and what happens if the first route fails.
Credit checks
Ask whether any eligibility check or agreement in principle uses a soft or hard search before consenting.
Comparison guides
Mortgage broker fees
Understand fee-free, fixed-fee and commission-funded services.
Read guideHow broker matching works
See what MortgageConnector checks before making an introduction.
Read guideWhat MortgageConnector does
MortgageConnector is an introducer, not a mortgage adviser. We use the information you provide to look for a partner whose stated service area fits the enquiry. The introduced FCA-authorised firm explains its own scope, fees and recommendations. A match is not guaranteed and does not mean a mortgage is available.