UK house prices
The UK House Price Index average for the United Kingdom is £272,611 in July 2026, +1.4% on a year earlier. That month is provisional in this file.
Data relates to July 2026 (provisional) for United Kingdom. Retrieved 2026-10-02. Choosing an area keeps this page as the canonical URL.
The list is the official areas in this release, not every UK town.
uk · July 2026 (provisional)
£272,611
Average price. Monthly change: +0.7%. Annual change: +1.4%.
| Type | Average price |
|---|---|
| Detached | £444,936 |
| Semi-detached | £278,555 |
| Terraced | £231,945 |
| Flat or maisonette | £192,704 |
| First-time buyer average | Not published for this area |
| Deposit | Cash | Mortgage |
|---|---|---|
| 5% | £13,631 | £258,980 |
| 10% | £27,261 | £245,350 |
| 15% | £40,892 | £231,719 |
| 20% | £54,522 | £218,089 |
A 90% mortgage on this average is £245,350. At an example rate of 4.5% over 25 years, the repayment illustration is £1,363.73 a month before fees. That example rate is not a lender product and Bank Rate is not a mortgage rate. Nearest mortgage-amount page · Stamp duty, LBTT and LTT rates
All areas in this release
| Area | Reference | Average price | Annual change |
|---|---|---|---|
| United Kingdom | July 2026 (provisional) | £272,611 | +1.4% |
| England | July 2026 (provisional) | £293,479 | +1.1% |
| Wales | July 2026 (provisional) | £215,037 | +2.6% |
| Scotland | July 2026 (provisional) | £196,349 | +2.3% |
| Northern Ireland | April 2026 (quarterly series) | £202,487 | +9.2% |
| North East | July 2026 (provisional) | £166,943 | +4.9% |
| North West | July 2026 (provisional) | £221,445 | +4.4% |
| Yorkshire and The Humber | July 2026 (provisional) | £209,116 | +3.0% |
| East Midlands | July 2026 (provisional) | £242,274 | +1.9% |
| West Midlands | July 2026 (provisional) | £250,880 | +1.5% |
| East of England | July 2026 (provisional) | £337,518 | +0.5% |
| London | July 2026 (provisional) | £550,037 | -3.3% |
| South East | July 2026 (provisional) | £380,878 | +0.2% |
| South West | July 2026 (provisional) | £302,298 | -0.2% |
| Birmingham | July 2026 (provisional) | £234,257 | +2.5% |
| Manchester | July 2026 (provisional) | £252,309 | +1.2% |
| Leeds | July 2026 (provisional) | £247,695 | +3.8% |
| Liverpool | July 2026 (provisional) | £189,036 | +8.1% |
| City of Bristol | July 2026 (provisional) | £352,262 | +2.1% |
| Sheffield | July 2026 (provisional) | £219,713 | +2.8% |
| Newcastle upon Tyne | July 2026 (provisional) | £207,547 | +4.1% |
| Cardiff | July 2026 (provisional) | £272,252 | +2.7% |
| City of Edinburgh | July 2026 (provisional) | £303,965 | +4.0% |
| City of Glasgow | July 2026 (provisional) | £193,675 | +2.6% |
| Belfast | April 2026 (quarterly series) | £184,768 | +7.7% |
Download this table (CSV). Source: MortgageConnector extract of the UK House Price Index. Open Government Licence v3.0.
How to read the figures
An area average is not a valuation, a forecast, or the price a lender will use. First-time buyer averages are omitted where the file has no figure, including the United Kingdom total in this release. Northern Ireland and Belfast are quarterly: repeated months in the file are not treated as new monthly observations.
Deposit rows apply 5, 10, 15 and 20 percent to the average. The 90% mortgage payment uses the site's example rate. It is not evidence that a 90% product is available. Property tax depends on the actual price, the buyer and the country. The tax link opens the nearest worked example already published for that nation, not a bill calculated on the area average.
Contains HM Land Registry data © Crown copyright and database right. UK HPI is a joint production by HM Land Registry, Registers of Scotland, Land & Property Services Northern Ireland and the Office for National Statistics. UK HPI downloads. Methodology. Data hub.