Conveyancing
The legal process of transferring property ownership.
Full definition
The legal work involved in transferring ownership of a property from seller to buyer. Includes searches (local authority, environmental, drainage), reviewing contracts and the title register, handling the deposit and completion funds, registering the new ownership with the Land Registry, and submitting SDLT to HMRC. Typically takes 8-12 weeks and costs £1,200-£2,500.
How this affects you
Whether conveyancing is relevant to your mortgage depends on your circumstances — lender, product, deposit, employment, credit profile, and stage of application. An FCA-authorised mortgage broker will tell you exactly where it applies to your case.
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