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Buying and legal process

What is Conveyancing?

The legal work required to transfer property ownership and register the lender's security.

Definition

A conveyancer reviews the contract and title, orders relevant searches, raises enquiries, reports on the mortgage offer, transfers funds and handles registration. The work and terminology vary across the UK, and leasehold, new-build or title issues can add further steps.

Practical example

A leasehold purchase may require information from a freeholder or managing agent before the buyer can proceed.

Why it matters

The lender's approval and the legal acceptability of the property are separate parts of the purchase.

Mortgage process timeline

Source and review

Reviewed 16 July 2026. Product criteria and rules can change.

GOV.UK: buying a home

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