Notice of Correction (NoC)
200-word statement you add to your credit file to explain entries.
Full definition
A statement of up to 200 words that you can add to your credit file via Experian, Equifax, or TransUnion to explain context behind adverse entries (e.g. a missed payment caused by job loss or illness). Lenders are required to read NoCs as part of underwriting. Useful for adverse-credit applications.
How this affects you
Whether notice of correction (noc) is relevant to your mortgage depends on your circumstances — lender, product, deposit, employment, credit profile, and stage of application. An FCA-authorised mortgage broker will tell you exactly where it applies to your case.
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