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MORTGAGECONNECTOR

Workbook

First-time buyer preparation pack

A compiled checklist for the weeks before an application. Free to read here. The paid email is the same workbook in one message, not advice.

The lists below are free. Paying emails you one compiled copy once Stripe confirms the card payment. Coming back to this page does not confirm payment. The pack is research, not mortgage advice.

Before you book viewings

  • Price range you can illustrate, not a borrowing promise
  • Deposit source: savings, gift, or Lifetime ISA
  • Credit file checked by you, dated

Documents

  • Photo ID and proof of address
  • Three months of bank statements
  • Payslips or tax calculations
  • Gift letter if someone else is providing the deposit

Questions for the broker

  • Which lenders fit the deposit size
  • What the valuation will check
  • What the product fee does to the cost over the fix

MortgageConnector provides free mortgage research and calculators. If you want personalised advice, we can introduce you to an FCA-authorised mortgage broker. We do not provide regulated mortgage advice ourselves.

The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Want a broker to look at your own numbers?

An FCA-authorised broker can look at your income, credit and the property. MortgageConnector will introduce you. We do not recommend a mortgage.

Speak to a mortgage broker