Prepare the file
Holiday let evidence
Holiday income is seasonal and is not rent under an AST. Planning consent for holiday use can be a condition of the borrowing.
What this page will not do
- The long guide is at /guides/holiday-let-mortgage-uk.
- A gross yield from the calculator is not an investment return.
- It will not name a lender, a product, or an approval chance.
Questions
- Will you forecast my bookings?
- No. Type only income you already have evidence for if you use the yield tool.
- Is Airbnb income a salary?
- No. It is trading or property income, depending on the facts, and a tax adviser would confirm which. We do not.
MortgageConnector provides free mortgage research and calculators. If you want personalised advice, we can introduce you to an FCA-authorised mortgage broker. We do not provide regulated mortgage advice ourselves.
The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Want a broker to look at your own numbers?
An FCA-authorised broker can look at your income, credit and the property. MortgageConnector will introduce you. We do not recommend a mortgage.
Speak to a broker experienced with holiday lets