Prepare the file
Holiday let evidence
Holiday income is seasonal and is not rent under an AST. Planning consent for holiday use can be a condition of the borrowing.
What this page will not do
- The long guide is at /guides/holiday-let-mortgage-uk.
- A gross yield from the calculator is not an investment return.
- It will not name a lender, a product, or an approval chance.
Questions
- Will you forecast my bookings?
- No. Type only income you already have evidence for if you use the yield tool.
- Is Airbnb income a salary?
- No. It is trading or property income, depending on the facts, and a tax adviser would confirm which. We do not.
MortgageConnector is a mortgage broker introducer and information service. We do not provide regulated mortgage advice. Where appropriate, we can introduce you to an FCA-authorised mortgage broker who can assess your circumstances and provide advice.
The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.
Your home may be repossessed if you do not keep up repayments on your mortgage.
These figures are illustrative.
An FCA-authorised broker can look at the actual income, credit and property. MortgageConnector introduces you. We do not choose the mortgage.
Find a broker experienced with holiday lets