Prepare the file

Self-build evidence

Self-build funding usually follows the build in stages. The plot, the permission and a build cost you can evidence come before a finished-house mortgage.

Do you own the plot, or are you buying it?The plot purchase and the build are often two facilities.
Planning permission and plansFull permission, not a hope of permission.
Build cost breakdownA builder's tender or a quantity surveyor's figure. A round number is not a budget.
The warranty the finished house will haveLenders and the end mortgage often want a named warranty.
Where you will live during the buildThat cost is a commitment for the months of the project.

What this page will not do

This page does not arrange stage releases.
A renovation of a house you already own is the renovation page.
It will not name a lender, a product, or an approval chance.

Questions

Can I use the repayment calculator?: Yes, for an illustration of the finished loan. It does not model stage interest.
Do you guarantee the build cost?: No. Costs move. The tender is your evidence, not ours.

MortgageConnector is a mortgage broker introducer and information service. We do not provide regulated mortgage advice. Where appropriate, we can introduce you to an FCA-authorised mortgage broker who can assess your circumstances and provide advice.

The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.

Your home may be repossessed if you do not keep up repayments on your mortgage.

These figures are illustrative.

An FCA-authorised broker can look at the actual income, credit and property. MortgageConnector introduces you. We do not choose the mortgage.

Find a broker experienced with self-build