Prepare the file
Self-employed mortgage evidence
Self-employed is a label covering sole traders, partners and directors. Pick the list that matches how you are paid, then use this as the shared set.
What this page will not do
- The long guide is at /self-employed-mortgage. This page is the checklist, not a second article.
- A forecast from an accountant should be labelled as a forecast.
- It will not name a lender, a product, or an approval chance.
Questions
- How many years do I need?
- Lenders differ. Bring what exists and let the broker say if a year is missing.
- Where is the company director list?
- On the company director page. Use it if you take salary or dividends.
MortgageConnector provides free mortgage research and calculators. If you want personalised advice, we can introduce you to an FCA-authorised mortgage broker. We do not provide regulated mortgage advice ourselves.
The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Want a broker to look at your own numbers?
An FCA-authorised broker can look at your income, credit and the property. MortgageConnector will introduce you. We do not recommend a mortgage.
Speak to a broker experienced with self-employed income