Prepare the file
Timber-frame homes
Most new houses have a timber frame behind brick. Older exposed frames, and frames without a warranty, raise different questions.
What this page will not do
- Do not describe a modern timber-frame house as non-standard unless a surveyor has.
- A thatched timber house belongs on both this page and the thatch page.
- It will not name a lender, a product, or an approval chance.
Questions
- Are new timber-frame houses hard to mortgage?
- Ordinary warranted new timber frame is common. This page will not call it either easy or hard.
- What about a barn conversion with a frame?
- Use the renovation page as well, and bring the conversion warranty.
MortgageConnector provides free mortgage research and calculators. If you want personalised advice, we can introduce you to an FCA-authorised mortgage broker. We do not provide regulated mortgage advice ourselves.
The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Want a broker to look at your own numbers?
An FCA-authorised broker can look at your income, credit and the property. MortgageConnector will introduce you. We do not recommend a mortgage.
Speak to a broker experienced with timber frame