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UK Mortgage Glossary

Financial Conduct Authority (FCA)

The UK regulator for financial services firms, including mortgage brokers.

Full definition

The UK regulator responsible for overseeing financial services firms. Mortgage brokers, advisors, and lenders are authorised and regulated by the FCA. Each authorised firm has a unique Firm Reference Number (FRN) on the FCA Register. MortgageConnector is not FCA-authorised - we are an introducer service; the brokers we introduce you to are FCA-authorised.

How this affects you

Whether financial conduct authority (fca) is relevant to your mortgage depends on your circumstances — lender, product, deposit, employment, credit profile, and stage of application. An FCA-authorised mortgage broker will tell you exactly where it applies to your case.

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An FCA-authorised UK mortgage broker can explain where financial conduct authority (fca) fits into your specific application — free.

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