Prepare the file
Freelancer mortgage evidence
Freelance income often arrives from several clients and sometimes from a payroll. The file needs to show which is which.
What this page will not do
- A day rate on one invoice is not an annual salary.
- Foreign-currency invoices need the GBP figure you actually received.
- It will not name a lender, a product, or an approval chance.
Questions
- Does a freelance invoice count as employed income?
- No. An invoice is not a payslip. The route depends on how you trade.
- Should I use the contractor page?
- Use that page if you have a single contract, a day rate and an end date. Use this one if the work is a spread of clients.
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An FCA-authorised broker can look at your income, credit and the property. MortgageConnector will introduce you. We do not recommend a mortgage.
Speak to a broker experienced with freelance income