Prepare the file
Freelancer mortgage evidence
Freelance income often arrives from several clients and sometimes from a payroll. The file needs to show which is which.
What this page will not do
- A day rate on one invoice is not an annual salary.
- Foreign-currency invoices need the GBP figure you actually received.
- It will not name a lender, a product, or an approval chance.
Questions
- Does a freelance invoice count as employed income?
- No. An invoice is not a payslip. The route depends on how you trade.
- Should I use the contractor page?
- Use that page if you have a single contract, a day rate and an end date. Use this one if the work is a spread of clients.
MortgageConnector is a mortgage broker introducer and information service. We do not provide regulated mortgage advice. Where appropriate, we can introduce you to an FCA-authorised mortgage broker who can assess your circumstances and provide advice.
The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.
Your home may be repossessed if you do not keep up repayments on your mortgage.
These figures are illustrative.
An FCA-authorised broker can look at the actual income, credit and property. MortgageConnector introduces you. We do not choose the mortgage.
Find a broker experienced with freelance income