Prepare the file
Leasehold mortgage evidence
The lease is the security. Remaining years, how ground rent changes, and who manages the block are the questions to answer before a valuation.
What this page will not do
- Extending a lease has a cost and a process. This page does not estimate the premium.
- Marriage value and statutory extensions are legal topics for a conveyancer.
- It will not name a lender, a product, or an approval chance.
Questions
- What lease length is safe?
- There is no safe figure on this page. Lenders differ, and the lease wording matters.
- Is freehold always simpler?
- Freehold has its own issues. Use the freehold page if that is the tenure.
MortgageConnector is a mortgage broker introducer and information service. We do not provide regulated mortgage advice. Where appropriate, we can introduce you to an FCA-authorised mortgage broker who can assess your circumstances and provide advice.
The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.
Your home may be repossessed if you do not keep up repayments on your mortgage.
These figures are illustrative.
An FCA-authorised broker can look at the actual income, credit and property. MortgageConnector introduces you. We do not choose the mortgage.
Find a broker experienced with leasehold