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Multi-unit freehold block
A multi-unit freehold block is one title with more than one unit. The number of units, whether they are let, and whether a shop sits on the ground floor decide the shape of the loan.
What this page will not do
- It is not the same product as four separate buy-to-let mortgages.
- We do not publish a rent or a yield for a block.
- It will not name a lender, a product, or an approval chance.
Questions
- Is this an HMO?
- Not by itself. Separate flats on one freehold are not automatically an HMO. The occupation of each flat decides.
- Can I use the amount pages?
- Yes, as an illustration of a loan size. They do not know you have several units.
MortgageConnector is a mortgage broker introducer and information service. We do not provide regulated mortgage advice. Where appropriate, we can introduce you to an FCA-authorised mortgage broker who can assess your circumstances and provide advice.
The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.
Your home may be repossessed if you do not keep up repayments on your mortgage.
These figures are illustrative.
An FCA-authorised broker can look at the actual income, credit and property. MortgageConnector introduces you. We do not choose the mortgage.
Find a broker experienced with multi-unit blocks