Prepare the file
Nurse mortgage evidence
Basic band pay and unsocial-hours pay are both on the payslip, and bank shifts may be a second employer. They should not be blended into one number here.
What this page will not do
- Overtime that varies by rota is not guaranteed pay, even when it is regular.
- A student bursary is not a salary.
- It will not name a lender, a product, or an approval chance.
Questions
- Are unsocial hours accepted?
- Different lenders may assess this differently. Bring the payslips rather than an average you have calculated.
- Does a future increment count?
- Not on this page. An increment you have not been paid is a future change.
MortgageConnector is a mortgage broker introducer and information service. We do not provide regulated mortgage advice. Where appropriate, we can introduce you to an FCA-authorised mortgage broker who can assess your circumstances and provide advice.
The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.
Your home may be repossessed if you do not keep up repayments on your mortgage.
These figures are illustrative.
An FCA-authorised broker can look at the actual income, credit and property. MortgageConnector introduces you. We do not choose the mortgage.
Find a broker experienced with nursing income