Prepare the file
Zero-hours contract evidence
Hours can be high one month and absent the next. The useful file shows the variation, not a single annualised figure.
What this page will not do
- A Christmas peak is not a weekly wage.
- If the contract has become guaranteed hours, bring the variation that says so.
- It will not name a lender, a product, or an approval chance.
Questions
- Can I average the last 12 weeks?
- You can show that average as a note. It is not a salary this site will treat as agreed.
- Is zero-hours the same as agency work?
- Not always. If an agency pays you, bring the agency documents as well.
MortgageConnector provides free mortgage research and calculators. If you want personalised advice, we can introduce you to an FCA-authorised mortgage broker. We do not provide regulated mortgage advice ourselves.
The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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An FCA-authorised broker can look at your income, credit and the property. MortgageConnector will introduce you. We do not recommend a mortgage.
Speak to a broker experienced with variable hours