Prepare the file
Teacher mortgage evidence
A teacher's contract may pay only in term time, or include an allowance that can be removed. The contract and the payslip answer different questions.
What this page will not do
- A September start with one payslip is a short history.
- Private tutoring cash is not part of the school salary unless it is declared and documented.
- It will not name a lender, a product, or an approval chance.
Questions
- Is a TLR always included?
- Not by this site. Ask the broker whether the lender treats that allowance as dependable.
- I am paid 12 months for term-time work. Which figure?
- Bring the contract and the payslips. Do not convert them into a day rate yourself for the form.
MortgageConnector is a mortgage broker introducer and information service. We do not provide regulated mortgage advice. Where appropriate, we can introduce you to an FCA-authorised mortgage broker who can assess your circumstances and provide advice.
The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.
Your home may be repossessed if you do not keep up repayments on your mortgage.
These figures are illustrative.
An FCA-authorised broker can look at the actual income, credit and property. MortgageConnector introduces you. We do not choose the mortgage.
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