Prepare the file
Teacher mortgage evidence
A teacher's contract may pay only in term time, or include an allowance that can be removed. The contract and the payslip answer different questions.
What this page will not do
- A September start with one payslip is a short history.
- Private tutoring cash is not part of the school salary unless it is declared and documented.
- It will not name a lender, a product, or an approval chance.
Questions
- Is a TLR always included?
- Not by this site. Ask the broker whether the lender treats that allowance as dependable.
- I am paid 12 months for term-time work. Which figure?
- Bring the contract and the payslips. Do not convert them into a day rate yourself for the form.
MortgageConnector provides free mortgage research and calculators. If you want personalised advice, we can introduce you to an FCA-authorised mortgage broker. We do not provide regulated mortgage advice ourselves.
The matching service is free for you. Partner brokers pay MortgageConnector for introductions. If you ask for an introduction, the details you submit are shared with the selected partner. The broker is responsible for regulated advice. Check the firm on the FCA Register.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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An FCA-authorised broker can look at your income, credit and the property. MortgageConnector will introduce you. We do not recommend a mortgage.
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